Cashback Offers

CCCU’s Cashback Offers is a program in which you earn rewards by using your CCCU debit card to pay for qualifying merchandise and services at specific merchants. Cashback Offers is available to all CCCU debit card holders (“Cardholders”) who have mobile or online banking. Through this program, you’ll receive targeted offers to receive cash back on purchases based on how you actually shop. There is no limit to the money you can earn. So, the more ways you use your CCCU debit card, the more offers you can receive and the more money you can earn.

No, you do not have to enroll or sign up for the program. Cashback Offers is automatically made available to all CCCU members with an eligible debit card and mobile or online banking.

Yes, this program is free! There is no cost associated with the Cashback Offers program. This rewards program is just another benefit of using your CCCU debit card.

No. Your personal information is not shared with retailers. In fact, no personal information leaves CCCU.

To earn rewards, first you must activate an offer. Offers will display in your checking transaction history or by clicking on the “Offers” button. Once you click the offer, it is activated for the debit card(s) on your account. When you visit that merchant, use your debit card to pay for the transaction. No coupons are needed for in-store purchases, making it even easier to earn rewards. Note: Some online offers require that you shop directly through a link or use a redemption code provided in the offer.

Offers are displayed in your checking transaction history under relevant transactions or by clicking on the “Offers” button located in your Cashback Offers summary.

Your rewards will be deposited directly to your checking account approximately one month after you redeem the offer. For example, any offers you redeem in the month of December will be credited to your account at the end of January. Since we do not share your personal information with retailers, we cannot credit your account immediately at the time of purchase. The Cashback Offers summary will list the offers and the total value of the offers you have redeemed.

Each offer has an offer period that is set by the merchant. The expiration date is clearly indicated in the details of the offer. You must redeem the offer prior to its expiration date.

No coupons are needed for in-store purchases, making it even easier to earn rewards. Some online offers require that you shop directly through a link or use a redemption code provided in the offer. Requirements are indicated in the details of the online offer.

Yes, as long as the amount paid with your debit card meets the requirements of the offer after the coupon has been applied. For example, if the offer requires a purchase of $20, the amount of the purchase after the coupon must be at least $20.

Yes, the total purchase amount including the sales tax can be used to meet the minimum purchase requirements for the offer. For example: If an offer has a minimum purchase requirement of $40.00 to qualify and you spend $38.00 plus $3.08 sales tax ($41.08), your purchase meets the offer requirement.

Unfortunately, no. Once an offer has expired there is no way to retrieve it.

You must use the debit card(s) that are associated with the account that received the Cashback Offer to earn the rewards.

You must use the debit card(s) that are associated with the account that received the Cashback Offer to earn the rewards.

Only checking accounts with an active debit card are eligible to receive Cashback Offer rewards.

Unfortunately, no. Cashback Offers are matched on an account level, based on the purchases made with the CCCU debit card for that account. If you make different purchases from different accounts, you will see different offers in those accounts. You must use the CCCU debit card connected to that account to redeem the offers for that account.

Cashback Offers apply to the account, so purchases made with any of the debit cards on the account would qualify.

You must have an active checking account. If you are not actively using your account, you may not receive any offers. Increasing your account activity may also increase the amount of offers available. Or, you may have a accidentally opted out of the Cashback Offers program. Please view the Cashback Offers summary page re-enroll.

You can opt out by clicking on the “Stop receiving all offers” link on the Cashback Offers summary in your checking transaction history. If you opted out of the Cashback Offers program but later change your mind, view the Cashback Offers summary page re-enroll.

You will not earn any new Cashback Offers rewards after opting out. Any rewards earned prior to opting out will be deposited into your account according to the normal schedule.

Unfortunately, no. If you close your checking account before a reward has been deposited to your account, the rewards will not be received.

Should you have any questions, please contact us at (651) 225-2700 or (800) 223-2801.