Community Heroes & Experts Program

In 1928 City & County Credit Union was founded by the community, for the community. Honoring our rich history, we are proud to offer an exclusive mortgage program giving back to the people who serve each and every day to make our communities a better place to live and work.

Your goal is to serve our community & ours is to serve you. The Heroes Mortgage Program is specifically designed to give back to teachers, firefighters, EMTs, paramedics, nurses, CNAs, law enforcement employees and active or former military by providing affordable home loan solutions.

  • Down Payments as low as 1%
  • Easy online application
  • Low rates with no hidden fees
  • Support through the entire process from our local mortgage team

Calculate your monthly mortgage payment. Make sure to adjust the down payment option to reflect 1% to show your true monthly payment.

For those that share the same mission we do, we’re proud to support the experts in our community who use their talent & skills to empower our family, friends & neighbors to do more. Certified Public Accountants, Chartered Financial Analysts, PH.D.s, Architects, Certified Mortgage Bankers and a few additional select designations are eligible.

  • Down Payments as low as 1%
  • Easy online application
  • Low rates with no hidden fees
  • Support through the entire process from our local mortgage team

Calculate your monthly mortgage payment. Make sure to adjust the down payment option to reflect 1% to show your true monthly payment.


Ready to apply or want to find out more information about which program you qualify for? We’re here to help. Call us at (651) 225-2729 or send us an email at mortgageteam@cccu.com to discuss your options.

We are unable to support mortage loans in Hawaii, Massachusetts, New York, Rhode Island, Washington DC or Vermont.